Francesco has invited you to join N26!

Join more than 7 million customers around the world and experience the simplicity of N26. Open an account in 8 minutes directly from your phone — no paperwork, no hidden fees, no problem.

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Sign up

You can sign up for a free N26 account in minutes—just tap the button below

Make a transaction

Complete the registration and use your physical or virtual card for the first time

N26 pays referral bonus

Once you use your card, all bonuses that are due will be paid!

Choose the perfect plan for you

Whether you’re looking for a flexible, free bank account or a more premium plan complete with extensive insurance and smart management tools, N26 offers a bank account for every lifestyle.

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Instant payments and money transfers

Need to pay or get paid ASAP? Send and receive instant bank transfers 24/7, and top up your account in seconds. Plus, enjoy free instant money transfers between N26 friends with MoneyBeam.

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Frequently Asked Questions

Once you've successfully opened an N26 account and made a transaction, greater than the bonus value, you'll be paid directly into your N26 account. Keep in mind that the reward process could take up to 60 days.

Referral links don’t expire and can be used anytime. Friend referrals which are initiated, but not complete after one year will be canceled.