Heiko has invited you to join N26!
Join more than 7 million customers around the world and experience the simplicity of N26. Open an account in 8 minutes directly from your phone — no paperwork, no hidden fees, no problem.Start free registration
You can sign up for a free N26 account in minutes—just tap the button below
Make a transaction
Complete the registration and use your physical or virtual card for the first time
N26 pays referral bonus
Once you use your card, all bonuses that are due will be paid!
Choose the perfect plan for you
Whether you’re looking for a flexible, free bank account or a more premium plan complete with extensive insurance and smart management tools, N26 offers a bank account for every lifestyle.Start opening my free account
Reach your financial goals with N26 Spaces
N26 Spaces are flexible sub-accounts, designed to help you organize your money or meet your savings goals. As a premium customer, create up to 10 Spaces with individual savings goals, and automatically put money aside to each space with Rules. And with Round-Ups, you can even save while you spend—we’ll round up your card purchases to the next euro.Start opening my free account
Instant payments and money transfers
Need to pay or get paid ASAP? Send and receive instant bank transfers 24/7, and top up your account in seconds. Plus, enjoy free instant money transfers between N26 friends with MoneyBeam.Start opening my free account
Frequently Asked Questions
Once you've successfully opened an N26 account and made a transaction greater than the bonus value, you'll be paid directly into your N26 account. Keep in mind that the reward process could take up to 60 days.
Referral links don’t expire and can be used anytime. Friend referrals which are initiated, but not complete after one year will be canceled.