Someone has invited you to join N26!

Join more than 7 million customers around the world and experience the simplicity of N26. Open an account in 8 minutes directly from your phone — no paperwork, no hidden fees, no problem.

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Sign up

You can sign up for a free N26 account in minutes—just tap the button below

Make a transaction

Complete the registration and use your physical or virtual card for the first time

N26 pays referral bonus

Once you use your card, all bonuses that are due will be paid!

Choose the perfect plan for you

Whether you’re looking for a flexible, free bank account or a more premium plan complete with extensive insurance and smart management tools, N26 offers a bank account for every lifestyle.

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Reach your financial goals with N26 Spaces

N26 Spaces are flexible sub-accounts, designed to help you organize your money or meet your savings goals. As a premium customer, create up to 10 Spaces with individual savings goals, and automatically put money aside to each space with Rules. And with Round-Ups, you can even save while you spend—we’ll round up your card purchases to the next euro.

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Instant payments and money transfers

Need to pay or get paid ASAP? Send and receive instant bank transfers 24/7, and top up your account in seconds. Plus, enjoy free instant money transfers between N26 friends with MoneyBeam.

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Frequently Asked Questions

Once you've successfully opened an N26 account and made a transaction greater than the bonus value, you'll be paid directly into your N26 account. Keep in mind that the reward process could take up to 60 days.

You can always see how much you can earn by heading to the Friend referrals section in the Explore tab of your N26 app.

To invite friends, go to the Explore tab in your N26 app and head to the Friend Invite section. Tap on your unique invite link to share it with friends.